SBA Loan Options.
Let SBA Partners make the loan process simple and stress-free, so you can focus on what matters most: growing your business.
Our Products.
At SBA Partners, we’re dedicated to helping small businesses thrive. Whether you’re expanding operations, purchasing new equipment, or overcoming credit challenges, our network of SBA lenders is here to support your goals.
Business owners seeking a flexible, reliable financial lifeline with government-backed guarantees need look no further than SBA loans. They offer easier qualification, longer terms, and lower down payments compared to traditional loans. Whether you need $25,000 or $5 million, our team of knowledgeable small business loan specialists is ready to help you explore your options and determine the best fit for your needs.
SBA loans open the door to a wide range of opportunities for small businesses. From financing major fixed assets like commercial real estate and equipment to funding working capital, inventory, or partner transitions, these loans are designed to meet your unique needs. With options like SBA 7(a), 504, and Microloans, you can find the right loan to fuel your business’s growth or strengthen its foundation.
SBA Loans We Support.
At SBA Partners, we know every business is different.
That’s why we take the time to learn about your goals and what makes your business unique.
- SBA 7(a) Loans: The most popular SBA loan program. These loans offer flexible financing for working capital, equipment purchases, debt refinancing, business acquisitions, and more, making them ideal for businesses with diverse needs.
- SBA Express Loans: Faster turnaround loans for smaller funding needs. These loans provide quick access to financing with less paperwork, helping businesses seize time-sensitive opportunities.
- SBA Microloans: Small, short-term loans up to $50,000 to support startups or small businesses. Perfect for funding working capital, inventory, or smaller purchases that can make a big impact.
- SBA 504 Loans: Long-term, fixed-rate loans for purchasing or improving major assets such as commercial real estate or heavy equipment. These loans drive economic growth by helping businesses expand and support local job creation.
- SBA Disaster Loans: Low-interest loans to help businesses recover from physical or economic damage caused by disasters. These loans provide critical support to rebuild and stabilize operations after unexpected challenges.
To qualify, your business must:
Operate for profit within the United States
Meet SBA’s small business size standards
Demonstrate the ability to repay the loan
Competitive SBA Loan Rates.
We’re committed to helping small businesses access affordable financing. SBA loans are known for their competitive interest rates, often lower than traditional loans. This is due to the government-backed guarantees, which allow lenders to offer better terms, making it easier for businesses to secure funding without overextending their budgets.
Whether you’re financing equipment, purchasing real estate, or consolidating debt, the lower rates and longer repayment terms of SBA loans mean more manageable monthly payments. This flexibility allows you to focus on growing your business while maintaining healthy cash flow.
What You’ll Need to Get Started
Getting started with SBA Partners is simple. Every loan application is unique, so we’ll guide you through the process and help gather the necessary documents. This usually includes basic business information, personal financial details, and a clear outline of how you intend to use the funds.
To streamline the process, we recommend having documentation ready, such as business financial statements, tax returns, and a business plan detailing your goals. Don’t worry if you’re unsure where to begin—our team is here to ensure everything runs smoothly and efficiently.
To begin the application process, we’ll need a few key details about your business:
Time in Business
Ideally, three months or more of business records
Sales History
$200,000 or more in annual gross sales is best
Fair Credit
A score of 640 or higher for most applicants
Ready to Take the Next Step?
Contact us today for a free consultation.
Let’s discuss your business goals and explore how SBA Partners can help you achieve them.
